Update...

Okay, since getting homeowner's insurance in Florida is akin to getting a new kidney (no offense to people waiting for one) I'll be staying with my present company and I won't have to deal with insurance salesmen! Woo hoo!! :)

I also hashed it out with my mom and some other bills that have been pressing down on me are taken care of too. Yay Mom! Today has been a fabulous day!!